Question 1

What is a "Personal CFO"?

Accepted Answer

A Personal CFO coordinates every aspect of your financial life so it works as one strategy instead of disconnected parts. Too often, advisors work in silos, creating conflicts and inefficiencies. As your Personal CFO, we make sure your investment advisor, CPA, attorney, insurance agent, and business advisor all work from the same playbook.

Question 2

What does "fee-only fiduciary" mean?

Accepted Answer

Fee-only means we are compensated only by our clients, never by commissions or product sales. This eliminates conflicts of interest so our advice is always in your best interest. As fiduciaries, we are legally obligated to act in your best interest, with no proprietary products to sell and no commissions to earn.

Question 3

Who do you work with?

Accepted Answer

We serve high-net-worth families, business owners, and executives with equity compensation across the Tri-State area. Since 2003 we have specialized in the complex, coordinated planning these families need across investments, taxes, estate planning, and compensation.

Question 4

What services does Lyceum Financial provide?

Accepted Answer

We provide investment management, integrated tax strategy, estate planning coordination, retirement planning, and executive compensation planning (RSUs, stock options, and concentrated positions) — all coordinated under our Personal CFO model so every decision considers the full picture.

Question 5

How are you different from a traditional wealth manager?

Accepted Answer

Investment decisions are never made in isolation. We consider tax implications, estate planning goals, and your overall wealth picture before making any recommendation, and we coordinate directly with your attorneys, CPAs, and other advisors so everyone is working toward the same goals.

Question 6

Do you coordinate with my existing CPA and attorney?

Accepted Answer

Yes. A core part of our Personal CFO model is working closely with your existing professionals — your estate planning attorney, CPA, insurance agent, and business advisor — to ensure your investment strategy, tax planning, and legal documents all work together. This coordination saves taxes and avoids the conflicts that arise when advisors work in silos.

Question 7

Where are you located, and who do you serve?

Accepted Answer

Our office is at 570 Taxter Rd #349, Elmsford, NY 10523, in Westchester County. We serve high-net-worth families throughout the Tri-State area (New York, Connecticut, and New Jersey).

Question 8

How do I get started?

Accepted Answer

Schedule a confidential consultation. We begin with a discovery conversation to understand your complete financial picture — your goals, current holdings, and the advisors you already work with — before recommending how we can help coordinate and optimize your wealth.

Questions, Answered

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